Can I claim if I am self-employed?
Many self-employed tradespeople involved in the construction trade may mistakenly believe that, as they do not have an employer they are responsible for their own health and safety and must therefore always be responsible for any accident they have at work.
Of course, in some circumstances this may be true, but the self-employed are often working as contractors with no control over their working conditions or act under the control of a third party in the same way as an employee. Some self-employed have invested in insurance schemes which give some financial security when they are unable to work due to ill-health.
Many more do not have such a financial safety net in place so if they suffer a construction injury their inability to work will have a much greater impact on their family finances than it would for an employee. The misconception that self-employed tradespeople cannot make a construction injury claim can mean that they don’t approach a solicitor or only do so when their finances are in dire straits.
A construction accident claim is possible even if you are self-employed. Access Legal’s solicitors can often obtain an interim payment if and when the defendant admits liability for the accident as long as there is enough paperwork to support a claim for lost earnings. If any self-employed person working in construction has suffered an injury on site, they should contact Access Legal’s specialist team as soon as possible, irrespective of the state of their financial paperwork