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Private landlords, and those to whom the prospect of becoming one remains attractive, need the best financial and legal advice they can get now more than ever.
The Chancellor cut the existing 45% tax relief that private landlords receive on their mortgage interest payments to 20% by April 2020. This move was described as helping to cool down an overheated buy-to-let market. Other justifications include the fact that, unlike landlords, homeowners cannot offset their mortgage payments but those homeowners are not running businesses nor do they pay capital gains tax on disposal of their property.
Many people decide to become a private landlord because they were getting no interest on their savings in the bank or, following the financial crisis, no longer trusted the pension model. The majority of private landlords rely on rental income as their sole means of support and an income stream for retirement.
There are many hurdles and additional responsibilities (tax relief changes, council registration schemes, immigration status checks) landlords have to face. Becoming a landlord involves a substantial investment of your time and money, as well as compliance with a number of legally enforceable rules, regulations and obligations that you may not have considered, but cannot avoid.
Access Legal's landlord law solicitors have considerable experience in advising landlords and letting agents of all sizes. We aim to prevent problems arising in order to protect your income and investment. If things do go wrong, we will rectify your problem as speedily as possible.
Access Legal provides professional and proven legal advice to landlords and letting agents by offering assistance and services. Our dedicated landlord helpline are here to provide the support you need.Why Access Legal